Self-employed allied health professionals in France pay contributions on non-commercial profit, including health insurance, family allowances, pension with the CARPIMKO, CSG and CRDS.
Before setting up, investing or joining a practice, it helps to know what you will actually keep.
What the simulator calculates
- Detailed social contributions
- Net income, before tax
- Income after French income tax
- Monthly or annual figures
- The effect of different fee and expense assumptions
The simulator covers practice in your own name (non-commercial profits). It does not cover professional practice companies. Professional order fees, for professions that have one, are not calculated: add them to your expenses.
This official simulator is provided by Urssaf, the French social security agency (mon-entreprise.urssaf.fr). It loads from its website when you start it.
Indicative result, based on the figures entered and the rules known to date. It is no substitute for professional analysis: check your situation with a chartered accountant before deciding.
What next?
The simulator gives an order of magnitude. Bookkeeping, actual expenses (car, practice, equipment) and the 2035 return need year-round follow-up. See healthcare professionals
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Frequently asked questions
Which professions does the allied health contributions simulator cover?
Self-employed allied health professionals: physiotherapists (masseurs-kinésithérapeutes), nurses, speech therapists, orthoptists and podiatrists.
Physio or nurse: does the health insurance fund pay part of the contributions?
Yes, for professionals under the national agreement: part of the contributions is covered, under the conditions of the profession’s agreement.
Physio or nurse: where are pension contributions paid?
To the CARPIMKO, the allied health professionals’ pension fund, for basic and supplementary pensions and, under the agreement, the additional old-age allowance.
Physio or nurse: is a self-employed associate (collaborateur libéral) covered?
Yes: they practise on a self-employed basis and pay contributions on their own profit. Fees paid to the practice holder are part of their expenses.
Are the allied health contributions simulator results reliable?
The simulator is kept up to date with French social security rules by Urssaf. It gives an estimate: order fees, insurance contracts and your personal situation can change the final figures.
Physiotherapist or nurse: does your accountant keep the books and file the 2035 return?
Yes: our accounting and tax engagement covers the bookkeeping, the 2035 return (self-employed professional income) and the anticipation of your contributions, looking at your whole situation (income, vehicle, investments, household tax). Get my free meeting and quote
Physiotherapist or nurse already working with an accountant: how do you join us?
It is simple: you send your termination letter to your previous firm by registered post with acknowledgement of receipt (we give you an example to adapt); once our engagement letter is signed, we organise the handover of your file with them. See the steps to change accountant